/* ============ DESIGN TOKENS ============ */
  :root{
    --ink-900:#0F2647;
    --ink-800:#152D54;
    --ink-700:#1B3A6B;
    --ink-600:#26437A;
    --paper:#F3EFE2;
    --paper-2:#EAE4D2;
    --paper-line:#CFC7AC;
    --mint:#5FE0A3;
    --mint-dim:#3FAE81;
    --stamp:#AE3B2C;
    --text-hi:#F3F6FC;
    --text-lo:#9FB4D6;
    --text-ink:#2B2A23;
    --text-ink-muted:#6B6858;
    --radius-lg:22px;
    --radius-md:14px;
    --font-display:'JetBrains Mono', monospace;
    --font-body:'Work Sans', sans-serif;
    --ease-stamp: cubic-bezier(.2,1.4,.4,1);
  }

  *{box-sizing:border-box; margin:0; padding:0;}
  html{scroll-behavior:smooth;}
  body{
    font-family:var(--font-body);
    background:var(--ink-900);
    color:var(--text-hi);
    line-height:1.5;
    -webkit-font-smoothing:antialiased;
  }
  img,svg{display:block; max-width:100%;}
  a{color:inherit;}
  ul{list-style:none;}
  button{font-family:inherit; cursor:pointer;}

  @media (prefers-reduced-motion: reduce){
    *{animation-duration:0.01ms !important; animation-iteration-count:1 !important; transition-duration:0.01ms !important; scroll-behavior:auto !important;}
  }

  :focus-visible{
    outline:2px solid var(--mint);
    outline-offset:3px;
    border-radius:4px;
  }

  .wrap{
    max-width:1180px;
    margin:0 auto;
    padding:0 28px;
  }

  .eyebrow{
    font-family:var(--font-display);
    font-size:0.72rem;
    letter-spacing:0.16em;
    text-transform:uppercase;
    font-weight:600;
  }

  /* ============ TEXTURES ============ */
  .navy-bg{
    background:
      radial-gradient(ellipse 900px 500px at 15% -10%, rgba(95,224,163,0.09), transparent 60%),
      radial-gradient(ellipse 700px 500px at 100% 10%, rgba(27,58,107,0.5), transparent 55%),
      linear-gradient(180deg, var(--ink-900), var(--ink-800));
    position:relative;
  }
  .navy-bg::before{
    content:"";
    position:absolute; inset:0;
    background-image: radial-gradient(rgba(255,255,255,0.05) 1px, transparent 1px);
    background-size: 26px 26px;
    opacity:0.5;
    pointer-events:none;
  }

  .paper-bg{
    background:
      repeating-linear-gradient(0deg, transparent, transparent 27px, rgba(175,166,130,0.28) 28px),
      var(--paper);
    color:var(--text-ink);
    position:relative;
  }
  .paper-bg::before{
    content:"";
    position:absolute; left:64px; top:0; bottom:0; width:2px;
    background:rgba(174,59,44,0.28);
    pointer-events:none;
  }
  @media (max-width:720px){ .paper-bg::before{ left:34px; } }

  /* ============ NAV ============ */
  header.site-nav{
    position:sticky; top:0; z-index:50;
    background:rgba(15,38,71,0.86);
    backdrop-filter:blur(10px);
    border-bottom:1px solid rgba(255,255,255,0.08);
  }
  .nav-inner{
    display:flex; align-items:center; justify-content:space-between;
    padding:16px 28px;
    max-width:1180px; margin:0 auto;
  }
  .brand{ display:flex; align-items:center; gap:10px; text-decoration:none; }
  .brand-mark{ width:34px; height:34px; flex-shrink:0; }
  .brand-name{
    font-family:var(--font-display);
    font-weight:700;
    font-size:1.05rem;
    letter-spacing:-0.01em;
  }
  .nav-links{
    display:flex; gap:32px;
    font-size:0.92rem;
    font-weight:500;
  }
  .nav-links a{
    text-decoration:none;
    color:var(--text-lo);
    transition:color 0.2s;
  }
  .nav-links a:hover{ color:var(--text-hi); }
  .nav-cta{
    display:flex; align-items:center; gap:18px;
  }
  .btn{
    font-family:var(--font-display);
    font-weight:600;
    font-size:0.82rem;
    letter-spacing:0.02em;
    padding:11px 20px;
    border-radius:8px;
    border:1px solid transparent;
    text-decoration:none;
    display:inline-flex;
    align-items:center;
    gap:8px;
    transition:transform 0.15s var(--ease-stamp), box-shadow 0.2s, background 0.2s;
    white-space:nowrap;
  }
  .btn-primary{
    background:var(--mint);
    color:var(--ink-900);
  }
  .btn-primary:hover{
    transform:translateY(-2px);
    box-shadow:0 10px 24px -8px rgba(95,224,163,0.5);
  }
  .btn-ghost{
    border-color:rgba(255,255,255,0.22);
    color:var(--text-hi);
  }
  .btn-ghost:hover{ border-color:var(--mint); color:var(--mint); }
  .btn-dark{
    background:var(--ink-900);
    color:var(--text-hi);
    border-color:rgba(255,255,255,0.15);
  }
  .btn-dark:hover{ border-color:var(--mint); color:var(--mint); }

  .mobile-toggle{ display:none; }

  @media (max-width:820px){
    .nav-links{ display:none; }
    .mobile-toggle{
      display:block;
      background:none; border:1px solid rgba(255,255,255,0.2);
      border-radius:8px; padding:8px 10px; color:var(--text-hi);
    }
  }

  /* ============ HERO ============ */
  .hero{
    padding:88px 0 70px;
    overflow:hidden;
  }
  .hero-grid{
    display:grid;
    grid-template-columns:1.05fr 0.95fr;
    gap:56px;
    align-items:center;
  }
  @media (max-width:900px){
    .hero-grid{ grid-template-columns:1fr; }
    .hero{ padding:52px 0 48px; }
  }

  .hero-eyebrow{ color:var(--mint); margin-bottom:18px; }
  .hero h1{
    font-family:var(--font-display);
    font-weight:700;
    font-size:clamp(2.1rem, 4.4vw, 3.4rem);
    line-height:1.08;
    letter-spacing:-0.015em;
    margin-bottom:22px;
  }
  .hero h1 em{
    font-style:normal;
    color:var(--mint);
  }
  .hero p.lede{
    font-size:1.1rem;
    color:var(--text-lo);
    max-width:52ch;
    margin-bottom:32px;
  }
  .hero-ctas{
    display:flex; gap:14px; flex-wrap:wrap;
    margin-bottom:26px;
  }
  .hero-ctas .btn{ padding:14px 24px; font-size:0.88rem; }
  .trust-line{
    display:flex; align-items:center; gap:10px;
    font-size:0.85rem;
    color:var(--text-lo);
  }
  .trust-line .dot{
    width:6px; height:6px; border-radius:50%;
    background:var(--mint);
    flex-shrink:0;
  }

  /* hero visual */
  .hero-visual{
    position:relative;
    display:flex; justify-content:center; align-items:center;
    min-height:380px;
  }
  .doc-card{
    width:280px;
    background:var(--text-hi);
    border-radius:16px;
    padding:26px 24px;
    box-shadow:0 40px 70px -30px rgba(0,0,0,0.55);
    transform:rotate(-4deg);
    position:relative;
    z-index:2;
  }
  .doc-card .doc-head{
    display:flex; justify-content:space-between; align-items:flex-start;
    margin-bottom:18px;
  }
  .doc-card .doc-head .fold{
    width:26px; height:26px;
    background:#C9D8EC;
    border-radius:0 0 0 10px;
  }
  .doc-line{
    height:9px; border-radius:5px;
    background:var(--text-lo);
    opacity:0.55;
    margin-bottom:10px;
  }
  .doc-line.w1{ width:88%; }
  .doc-line.w2{ width:65%; }
  .doc-line.w3{ width:74%; }
  .doc-line.w4{ width:50%; }

  .grid-card{
    position:absolute;
    right:-6px; bottom:18px;
    width:150px;
    background:var(--mint);
    border-radius:14px;
    padding:16px;
    box-shadow:0 30px 50px -20px rgba(95,224,163,0.45);
    transform:rotate(5deg);
    z-index:3;
  }
  .grid-card .cells{
    background:var(--ink-900);
    border-radius:8px;
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:5px;
    padding:10px;
  }
  .grid-card .cells div{
    aspect-ratio:1;
    background:var(--mint);
    border-radius:2px;
    opacity:0.85;
  }

  .stamp{
    position:absolute;
    top:-6px; left:-18px;
    width:150px; height:150px;
    z-index:4;
    animation: stamp-in 0.9s var(--ease-stamp) 0.4s both;
  }
  @keyframes stamp-in{
    0%{ opacity:0; transform:scale(2.2) rotate(2deg); }
    60%{ opacity:1; }
    100%{ opacity:1; transform:scale(1) rotate(-11deg); }
  }

  /* hero load-in stagger */
  .reveal{ animation: rise 0.7s var(--ease-stamp) both; }
  .reveal.d1{ animation-delay:0.05s; }
  .reveal.d2{ animation-delay:0.15s; }
  .reveal.d3{ animation-delay:0.25s; }
  .reveal.d4{ animation-delay:0.35s; }
  @keyframes rise{
    from{ opacity:0; transform:translateY(16px); }
    to{ opacity:1; transform:translateY(0); }
  }

  /* ============ MARQUEE / OLD WAY ============ */
  .oldway{
    padding:54px 0;
    border-top:1px solid rgba(255,255,255,0.08);
    border-bottom:1px solid rgba(255,255,255,0.08);
  }
  .oldway-inner{
    display:grid; grid-template-columns:280px 1fr; gap:40px; align-items:start;
  }
  @media (max-width:800px){ .oldway-inner{ grid-template-columns:1fr; } }
  .oldway h2{
    font-family:var(--font-display);
    font-size:1.5rem;
    font-weight:700;
    line-height:1.3;
  }
  .ledger-rows{ width:100%; }
  .ledger-row{
    display:grid;
    grid-template-columns:28px 1fr;
    gap:16px;
    padding:16px 0;
    border-bottom:1px dashed rgba(255,255,255,0.14);
    align-items:flex-start;
  }
  .ledger-row:first-child{ padding-top:0; }
  .ledger-row .no{
    font-family:var(--font-display);
    color:var(--stamp);
    font-weight:700;
    font-size:0.85rem;
  }
  .ledger-row p{ color:var(--text-lo); font-size:0.98rem; }
  .ledger-row strong{ color:var(--text-hi); font-weight:600; }

  /* ============ STAMP BADGES (why offline) ============ */
  .why-section{ padding:96px 0; }
  .section-head{ max-width:640px; margin-bottom:56px; }
  .section-head .eyebrow{ color:var(--mint); margin-bottom:14px; }
  .section-head h2{
    font-family:var(--font-display);
    font-size:clamp(1.6rem, 3vw, 2.2rem);
    font-weight:700;
    line-height:1.2;
  }
  .section-head p{
    color:var(--text-lo);
    margin-top:14px;
    font-size:1.02rem;
  }

  .badge-row{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:26px;
  }
  @media (max-width:860px){ .badge-row{ grid-template-columns:1fr; } }
  .badge-card{
    background:var(--ink-800);
    border:1px solid rgba(255,255,255,0.08);
    border-radius:var(--radius-lg);
    padding:30px 26px;
    position:relative;
    overflow:hidden;
  }
  .badge-card::after{
    content:"";
    position:absolute; top:-40px; right:-40px;
    width:120px; height:120px;
    border-radius:50%;
    border:2px dashed rgba(95,224,163,0.18);
  }
  .badge-seal{
    width:46px; height:46px;
    border-radius:50%;
    border:2px solid var(--mint);
    display:flex; align-items:center; justify-content:center;
    margin-bottom:20px;
    font-family:var(--font-display);
    font-weight:700;
    color:var(--mint);
    font-size:0.75rem;
  }
  .badge-card h3{
    font-family:var(--font-display);
    font-size:1.05rem;
    margin-bottom:10px;
    letter-spacing:-0.01em;
  }
  .badge-card p{ color:var(--text-lo); font-size:0.94rem; }

  /* ============ HOW IT WORKS ============ */
  .how-section{ padding:20px 0 100px; }
  .how-steps{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:0;
    counter-reset:step;
  }
  @media (max-width:860px){ .how-steps{ grid-template-columns:1fr; } }
  .how-step{
    padding:34px 30px;
    border-left:1px solid rgba(255,255,255,0.1);
    position:relative;
  }
  .how-step:first-child{ padding-left:0; border-left:none; }
  @media (max-width:860px){
    .how-step{ border-left:none; border-top:1px solid rgba(255,255,255,0.1); padding-left:0; }
    .how-step:first-child{ border-top:none; }
  }
  .how-step .step-no{
    font-family:var(--font-display);
    font-size:0.78rem;
    color:var(--stamp);
    font-weight:700;
    letter-spacing:0.08em;
    margin-bottom:14px;
  }
  .how-step h3{
    font-family:var(--font-display);
    font-size:1.1rem;
    margin-bottom:10px;
  }
  .how-step p{ color:var(--text-lo); font-size:0.95rem; }

  /* ============ BANKS (paper passbook section) ============ */
  .banks-section{ padding:90px 0; }
  .banks-inner{ display:grid; grid-template-columns:0.8fr 1.2fr; gap:50px; align-items:start; }
  @media (max-width:860px){ .banks-inner{ grid-template-columns:1fr; } }
  .banks-section h2{
    font-family:var(--font-display);
    font-size:clamp(1.5rem, 3vw, 2rem);
    font-weight:700;
    line-height:1.25;
    color:var(--text-ink);
  }
  .banks-section .lede{
    color:var(--text-ink-muted);
    margin-top:14px;
    font-size:1rem;
  }
  .bank-chips{
    display:flex; flex-wrap:wrap; gap:10px;
  }
  .bank-chip{
    font-family:var(--font-display);
    font-size:0.82rem;
    font-weight:600;
    padding:10px 16px;
    background:var(--text-hi);
    border:1px solid var(--paper-line);
    border-radius:8px;
    color:var(--text-ink);
  }
  .bank-chip.more{
    background:transparent;
    border-style:dashed;
    color:var(--text-ink-muted);
  }

  /* ============ PRICING ============ */
  .pricing-section{ padding:100px 0; }
  .pricing-grid{
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:24px;
    align-items:stretch;
    max-width:820px;
    margin:0 auto;
  }
  @media (max-width:920px){ .pricing-grid{ grid-template-columns:1fr; } }
  .price-card{
    background:var(--ink-800);
    border:1px solid rgba(255,255,255,0.08);
    border-radius:var(--radius-lg);
    padding:32px 28px;
    display:flex; flex-direction:column;
    position:relative;
  }
  .price-card.featured{
    background:linear-gradient(165deg, var(--ink-700), var(--ink-800));
    border-color:var(--mint);
    box-shadow:0 30px 60px -30px rgba(95,224,163,0.35);
  }
  .price-tag-ribbon{
    position:absolute; top:22px; right:-8px;
    background:var(--mint); color:var(--ink-900);
    font-family:var(--font-display); font-weight:700; font-size:0.7rem;
    padding:5px 12px; letter-spacing:0.05em;
    border-radius:4px 0 0 4px;
  }
  .price-card .plan-name{
    font-family:var(--font-display);
    font-size:0.85rem;
    letter-spacing:0.06em;
    text-transform:uppercase;
    color:var(--mint);
    margin-bottom:14px;
    font-weight:700;
  }
  .price-card .amount{
    font-family:var(--font-display);
    font-size:2.4rem;
    font-weight:800;
    margin-bottom:4px;
    letter-spacing:-0.02em;
  }
  .price-card .amount span{
    font-size:0.95rem;
    font-weight:500;
    color:var(--text-lo);
  }
  .price-card .billing-note{
    font-size:0.82rem;
    color:var(--text-lo);
    margin-bottom:24px;
  }
  .price-card ul{ margin-bottom:28px; flex-grow:1; }
  .price-card li{
    display:flex; gap:10px; align-items:flex-start;
    font-size:0.92rem;
    color:var(--text-lo);
    padding:8px 0;
    border-bottom:1px solid rgba(255,255,255,0.06);
  }
  .price-card li:last-child{ border-bottom:none; }
  .price-card li svg{ flex-shrink:0; margin-top:3px; }
  .price-card .btn{ width:100%; justify-content:center; padding:14px; }

  /* Professional plan payment-option toggle: Lifetime vs Lite */
  .pricing-toggle-wrap{
    display: flex;
    justify-content: center;
  }
  .plan-toggle{
    display:inline-flex;
    background:rgba(255,255,255,0.06);
    border:1px solid rgba(255,255,255,0.1);
    border-radius:999px;
    padding:4px;
    gap:2px;
    margin-bottom:18px;
  }
  .plan-toggle-btn{
    font-family:var(--font-display);
    font-size:0.68rem;
    font-weight:700;
    letter-spacing:0.05em;
    text-transform:uppercase;
    padding:8px 18px;
    border:none;
    border-radius:999px;
    background:transparent;
    color:var(--text-lo);
    transition:background 0.2s, color 0.2s;
  }
  .plan-toggle-btn:hover{ color:var(--text-hi); }
  .plan-toggle-btn.active{
    background:var(--mint);
    color:var(--ink-900);
  }
  .plan-toggle-btn.active:hover{ color:var(--ink-900); }

  .pricing-note{
    text-align:center;
    margin-top:22px;
    font-size:0.85rem;
    color:var(--text-lo);
  }
  .pricing-note strong{ color:var(--text-hi); font-weight:600; }
  #proLiteView, #firmLiteView{ display:none; }

  /* ============ FAQ ============ */
  .faq-section{ padding:20px 0 110px; }
  .faq-list{ max-width:760px; }
  .faq-item{
    border-bottom:1px solid rgba(255,255,255,0.1);
  }
  .faq-item summary{
    list-style:none;
    display:flex; justify-content:space-between; align-items:center;
    padding:22px 4px;
    font-family:var(--font-display);
    font-size:1rem;
    font-weight:600;
    cursor:pointer;
  }
  .faq-item summary::-webkit-details-marker{ display:none; }
  .faq-item .plus{
    font-size:1.3rem; color:var(--mint);
    transition:transform 0.25s var(--ease-stamp);
    flex-shrink:0; margin-left:16px;
  }
  .faq-item[open] .plus{ transform:rotate(45deg); }
  .faq-item p{
    color:var(--text-lo);
    padding-bottom:24px;
    max-width:60ch;
    font-size:0.96rem;
  }

  /* ============ FINAL CTA ============ */
  .final-cta{
    padding:100px 0 110px;
    text-align:center;
    position:relative;
  }
  .final-cta h2{
    font-family:var(--font-display);
    font-size:clamp(1.8rem, 4vw, 2.6rem);
    font-weight:700;
    max-width:16ch;
    margin:0 auto 20px;
    line-height:1.2;
  }
  .final-cta p{ color:var(--text-lo); margin-bottom:32px; }
  .final-cta .btn{ padding:16px 30px; font-size:0.95rem; }

  /* ============ FOOTER ============ */
  footer{
    border-top:1px solid rgba(255,255,255,0.08);
    padding:44px 0;
  }
  .footer-inner{
    display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:20px;
  }
  .footer-brand{ display:flex; align-items:center; gap:10px; }
  .footer-brand .brand-mark{ width:26px; height:26px; }
  footer .tagline{ color:var(--text-lo); font-size:0.85rem; }
  footer nav{ display:flex; gap:24px; font-size:0.85rem; color:var(--text-lo); }
  footer nav a{ text-decoration:none; }
  footer nav a:hover{ color:var(--mint); }